Car insurance

✔ Friendly, helpful insurance specialists.
✔ We’ll help you find the right policy, at the right price.
✔ 24/7 UK based claims service

Specialist car insurance

For over 20 years, Arthur Morris has been committed to finding motorists competitive car insurance. As one of the UK’s largest independent insurance brokers, we compare prices from a panel of insurers, to help find you a better deal on your premiums.

We do most of the legwork and shopping around for you, so that you have access to better rates.

We provide a wide range of insurance policies for learners, young motorists, drivers with convictions and those looking to insure something specialist or uncommon. When customers struggle to get car insurance at a competitive premium from other insurers, we come in.

Our standard car insurance policies cover you for 12 months on your own policy and in your own car. We can provide competitive cover on most vehicles under 16 years old.

Why choose us?

– Expert brokers securing your ideal policy.

– 24/7 UK based claims service

Benefits

– Wide range of optional extras

– Flexible payment options

100% INDEPENDENT

As an independent insurance broker, we represent both you and the insurer. We can help you find the right policy, at the right price. What’s more, when you speak to us, you are speaking to a team of underwriters, industry specialists and trained customer service providers. So, you can rest assured you’re in safe hands.

24/7 UK BASED CLAIMS SERVICE

While we hope you won’t need to make a claim, rest assured that our specialist claims team is available 24/7 to assist you. For detailed information on the claims process, please refer to the claims section. We are here to provide support whenever you may need it.

CAR INSURANCE CLASSES OF USE

The class of use is what you use your car for daily. Do you use your car for business, driving to and from work or visiting friends and weekends away? Whatever you use your car for, it is important that you are correctly covered in the event of a claim.

Business class 1 and 2

Business class 1 car insurance covers you for social, domestic and pleasure use and driving to and from your place of work.

It also covers the policy holder for short business trips between different places of work.

Business class 2 is Similar to business class 1, but the policy covers the named driver for travelling to different places of work.

Business class 3

Includes everything that business class 2 covers and covers cars used for commercial travel, such as door to door sales, or for delivering parcels.
Note: Unfortunately, our policies do not offer cover for this class of use.
Adding business use could affect the premium as generally you’ll be driving more miles during busy periods and potentially on unfamiliar roads.
If you are unsure whether you need to add business use or not, give us a call on 0800 145 5376 and we will be able to help you

Social, domestic and pleasure + commuting

A Social, Domestic, and Pleasure insurance policy is a valuable safeguard for individuals using their vehicles primarily for non-business purposes.

This covers normal day-to-day driving such as shopping, visiting friends and going on day trips. It doesn’t include commuting to a place of work.

Commuting – This provides cover as above, as well as driving to and from one fixed, permanent place of work.

What do I need to get a car insurance quote?

Personal details

Your vehicle

Your driving history

Additional drivers

Insurance cover + voluntary excess

We’ll need to know some personal details, such as your full name, date of birth, occupation and where you live.

So that we can provide you with an accurate quote, we’ll need to know the registration number, make and model of the vehicle you plan to insure. We’ll also need to know how you use your vehicle, how many miles a year you drive and where you keep your vehicle at night.

Tell us about any accidents, insurance claims and driving convictions from the past five years. Also, let us know about details of your No Claims Bonus if you have one.

Include details of any additional drivers you want to add to the policy.

We’ll need to know about the type of insurance protection you’re after. Choose from fully comprehensive, third party fire and theft and third party.
+ The voluntary excess amount you are willing to pay towards a claim.

How long will my policy last?

The standard length of the policy is 12 months from the date on which the cover starts. This will be shown in your policy schedule.

How can I work out my annual mileage?

To estimate your annual mileage, take a note of how many miles you drive in a week and multiply it by 52. Or, if you’ve had your car for over a year, you can compare the mileage on last year’s MOT document. If you don’t have the documents to hand, you can use the MOT checker on GOV.UK.

Can I drive other vehicles under my policy?

Some insurers on our panel may have the facility to offer this cover to your policy. Check your policy schedule and read this in conjunction with your policy booklet to see if this cover is included on your policy. Or, call our team on 0800 145 5376.

Can I pay my car insurance in monthly instalments?

Yes, we can offer policies that can be paid in full or by monthly direct debit payments.