Learner driver insurance own car

✔ Cover from only 71p* a day.
✔ Annual insurance on your own car.
** You will also need to fit a telematics device to your vehicle**

Own car learner driver insurance

Our learner driver insurance is an annual policy that lets you practice your driving skills in your own car. You’ll get an insurance policy in your name and you can start earning a No Claims Discount as a provisional holder.

How it works

You will need to apply for a provisional licence so that you can learn to drive on UK roads.
You can take private driving lessons with a driver that is over 25 years old and has held a full driving licence for at least three years

Pre requisites

You can apply for your full driving licence once you have passed your practical driving test.
Once you pass your test, we may be able to keep you insured on the same policy, subject to an additional premium, calculated on a pro rata basis from the date the driving test is passed.

Start earning your No Claims Bonus

Traditionally, a parent would add their son or daughter to their own car insurance policy as a ‘named driver’. Whilst at first, this may seem like a cost-effective solution, adding a ‘named driver’ can be costly and some insurers don’t allow it. If the ‘named driver’ has an accident behind the wheel, the vehicle’s owner could be at risk of losing their No Claims Bonus.
We hope it doesn’t come to it, but by having your own insurance policy, your parent’s No Claims Bonus won’t be affected if you make a claim. Best of all, you can start earning your own No Claims Bonus from the day you take out your policy, regardless of whether you pass your test or not.

Privacy policy

Learner insurance own car and benefits

Practice makes perfect as they say.  New data shows that some learner drivers need as many as 21 attempts in a calendar year to pass their practical test. Separate data from the DVSA also shows that in 2018/19, the pass rate was 45.8%, the lowest figure since 2008/9.
With our provisional insurance, you can practice your driving skills in your own car, so you’ll be well prepared when it’s time to take your practical test and when it’s time to go it alone when you pass. You’ll get an insurance policy in your name and you can start earning a No Claims Discount as a provisional holder, if you’re claim free. This policy gives you the flexibility to improve your driving and gain valuable experience behind the wheel when it suits you.

-Unique insurance policy which offers you two options at the start of your policy to cover you both on a provisional and once you have passed.
-Learner driver can earn a No Claims Bonus.
-No driving curfews. Freedom to practice when you want.
-UK call centre.
-24 hours, 7 days a week claims helpline
-Flexible payment options.
-Wide range of optional extras
If you’re a provisional licence holder, aged between 17 and 24, we can cover you in a wide range of vehicles under 16 years old.